A monthly budget is an essential tool for personal financial success. Before one can know where to invest his money, he has to have a clear picture of where itís coming from and where it needs to go. By using a spreadsheet to compose your monthly budget, you can make quick modifications at any time and stay confident that all of your totals are mathematically correct and absolutely up-to-date.
Download the sreadsheet and play around with it by clicking here (ms excel)
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